SBHIS is an insurance agency with rigorous standards and highly qualified professionals that specialize in products related to Medicare. Their commitment to quality, integrity and education has earned them a trusted name in the communities we proudly serve.
The organization prides itself in being a trusted Medicare-focused insurance agency specializing in helping people with Medicare or Medi-Cal or both; find the plan that best suit their needs. SBHIS is specialized in Medicare because they only offer Medicare Part D, Medicare Advantage, and Medicare Supplement plans and their clients have or will soon be eligible for Medicare.
At SBHIS Insurance Services they believe that having the right plan for each individual’s needs may be one of the most important decisions a Medicare eligible individual has to make. Every Medicare beneficiary should be educated on their coverage options in order to make informed decisions and SBHIS agents are highly trained professionals dedicated to helping Medicare beneficiaries.
Medicare is the federal health insurance program for people who are 65 or older, certain younger people with disabilities, and people with End-Stage Renal Disease (ESRD). Part A includes basic functions of insurance such as inpatient hospital stays, care in a skilled nursing facility, hospice care, and some home health care. Keep in mind Part A may require a monthly premium for those who haven’t paid into social security for at least 10 years. Part B helps to cover medically necessary doctor’s expenses, outpatient care, and preventative services like seasonal flu shots and other vaccines. Part B does come with a monthly premium that can be deducted from a social security check every month.
Before you can enroll into a Medicare Advantage plan you must first make sure you’re eligible for Medicare. If you are turning 65 you have a 7-month period to enroll in Part A and/or Part B. Your Initial Enrollment Period will begin 3 months before the month of your 65th birthday, the month of your birthday, and 3 months after your 65th birthday. Every year from October 15th- December 7th you can renew, review, and enroll into a plan of your choosing.
If you have any questions, the agents at SBHIS are there to help: (619) 934-7227 or www.sbhis.net.
